Our goal is to provide you with affordable mortgage solutions combined with excellent service.
We offer a wide range of mortgage programs with great rates, including:
What to Expect
Complete an application and gather your pay stubs, bank statements, and 2 years of tax returns.
Mortgage Resources
Contact Us
Apply today to make your dream home a reality!
You're Home with Penn State Federal
Contact a Real Estate Agent and provide them with your pre-qualification letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted we can begin the rest of the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
If you have questions and want to talk about your specific situation, call our expert Mortgage Originator today:
(814) 865-0562
You're Home with Penn State Federal
You're Home with Penn State Federal
Who can I contact?
What to Expect
Mortgage Resources
Contact Us
WELCOME
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Who can I contact?
* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (‘MFM’) (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Penn State Federal Credit Union (1937 N. Atherton Street, State College, PA 16802 | 814-933-1666 | NMLS ID: 401924). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
(814) 865-0303